Skip to Main Content

Premium Financing

Making Insurance Coverage More Affordable

Cedar Finance Company makes premium financing easy by offering flexible payment options for the policyholder. To get started, request a finance quote from your underwriter or quote online.

Online Finance Quote

Cedar Finance Company

States Available

Premium financing is offered to agents in Arkansas, Colorado, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Minnesota, Missouri, Nebraska, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Utah, West Virginia, Wisconsin, and Wyoming.
Note: Financing for personal lines is not available in Iowa or Indiana.

JM Wilson Premium Financing Map

Financing Eligibility

  • Minimum policy term: 6 months
  • Minimum premium: $700
  • Policy cannot be fully earned
  • Eligibility based on state of agency, not state of risk

Premium Financing FAQs

Who can my insured call with questions on their existing finance contract?

Please contact (800) 844-2678 and reference your Cedar Finance Company agreement including insured’s name and policy number.

How do I get a Cedar Finance quote?

You can quote with Cedar Finance online to obtain a financing quote, or an underwriter can provide a Cedar Finance quote for you.

Will financed policies be included in my statement from JM Wilson?

Policies financed through Cedar Finance Company will appear in full on your agency’s monthly statement from JM Wilson as the amount of the down payment on the financing agreement, less commission.

How are cancellation return premiums handled?

Cancellation return premiums will be allocated to the outstanding loan balance; any additional premium will be returned to the insured once the loan has been paid.

How are additional premium endorsements handled?

If an additional premium endorsement is made on a financed policy, the increased amount is not automatically added to the initial financing agreement. Please contact us if you would like to add an endorsement to an existing loan.

Does a policy have to be written by JM Wilson in order to be financed?

No. Premium financing is available for JM Wilson policies as well as policies that are written outside of JM Wilson.

Need help with Financing?

contact JM Wilson