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Premium Financing

Making Insurance Coverage More Affordable

Cedar Finance Company makes premium financing easy by offering flexible payment options for the policyholder. To get started, ask your underwriter for finance quote or quote online. Questions on an existing contract? Call (800) 844-2678

Online Finance Quote

Cedar Finance Company

States Available

Premium financing is offered to agents in Arkansas, Colorado, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Minnesota, Missouri, Nebraska, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Utah, West Virginia, Wisconsin, and Wyoming.
Note: Financing for personal lines is not available in Iowa, Indiana, Nebraska, or West Virginia.

JM Wilson Premium Financing Map

Financing Eligibility

  • Minimum policy term: 6 months
  • Minimum premium: $700
  • Policy cannot be fully earned
  • Eligibility based on state of agency and state of risk

Premium Financing FAQs

Who can my insured call with questions on their existing Cedar Finance contract?

Please contact (800) 844-2678 and reference your Cedar Finance Company agreement including insured’s name and policy number.

How do I get a Cedar Finance quote?

You can quote with Cedar Finance online to obtain a financing quote, or an underwriter can provide a Cedar Finance quote for you.

Will financed policies be included in my statement from JM Wilson?

Financed policies are agency billed and will appear on your monthly statement from JM Wilson. Funds from the finance company appear in the “Applied” column leaving the net down payment due to JMW.

How are return premiums handled?

Gross return premiums will be issued directly to the finance company. The finance company will return any overage to the insured directly. Return commission will be agency billed.

How are additional premium endorsements handled?

Additional premiums must be paid in full or financed. If the policy is financed with Cedar Finance Company, please email for a quote.

Does a policy have to be written by JM Wilson in order to be financed?

No. Premium financing is available for JM Wilson policies as well as policies that are written outside of JM Wilson.

Need help with Financing?

contact JM Wilson