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Real Estate & Habitational

Our habitational risk insurance coverage is available as monoline or package with low minimum premiums and is designed for commercial residential properties, such as apartments, townhomes, condos, dwellings, student rentals, halfway homes, and shelters.

Target Classes

Habitational
Apartments, Condos & Townhomes
Campgrounds & Mobile Home Parks
Homeowners Associations
Rental Properties
Student Rentals
Municipalities
Cities
Counties
Towns
Townships, Villages & Boroughs
Public Entities
Real Estate
Home Inspectors
Mortgage Lenders
Real Estate Agents
Specialty Districts & Authorities
Airports
Finance Authorities
Law Enforcement Related
Mass Transit
Port Authorities
Vacant Properties

Coverages

Assault & Battery
Builders Risk
Contents
Crime
Cyber Liability
Employment Practices Liability (EPLI)
Equipment Breakdown
Errors & Omissions
Excess Liability/Umbrella
Flood
General Liability
Hired & Non-Owned Auto
Inland Marine
Loss of Income (Business Income & Loss of Rents)
Ordinance or Law
Package
Pollution Liability
Professional Liability
Property
Tenant Discrimination
Terrorism
Workers Compensation

States Available

Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, West Virginia, Wisconsin

Map of states in which this product is available

*Coverage may not be available in all states shown above.

What type of coverage are you looking for?